Greetings Click2winipod!
This is kind of a rather subjective answer as this ultimately depends on your gear, your mag's level, your techs, whether you're attempting this solo or with a full group of help, namely with either of equivalent level characters or either high level characters.
My personal suggestion is to find some higher level characters to power level you through to lvl 50+ if you're having a hard time on hard at the moment.
Bottom line, early on in the game can be tough, especially if this is your first character here on the server. Later on with other stronger characters, you will hopefully have resources, better low-level gear and most importantly a strong mag (lvl 200 perhaps) starting out with a new character can make them pretty strong "out of the gate" which can speed up leveling exponentially faster and easier.
If you need some help, feel free to contact me in-game with my FOmar, Triforcer. He can certainly help with this issue for you, courtesy of buffs, debuffing monsters, demoning,(reducing their HP to 1/4th) freezing and paralyzing monsters.
Hope this helps, welcome to Ultima and good hunting!