Odds are you won't be teching much on a FOmarl, she's more of a melee/support force. For a starter, that's a general guideline of what to aim for, but when you get more familiar with Ultima and its weapons, there's custom stuff that'll improve that loadout. Although for Armor, I'd suggest Kroe's Sweater, at least in end-game. Also Cent/battle is an upgrade to v101 here, although it might be difficult for a newer person to obtain.