thanks all users for the good feedback, we do what we can, about the plenty of rares well if you c your your character name in green color, means theres a event goin on in ship,
most of the times is rare monsters increase it ore some times exp x5 other could be drops x3 , ore if your lucky all in one xD.
and about the common bank we have one just use the command /bank and you will be able to access your common talking to the lady, (warning this common bank is not 100% stable)
have fun.